Programmable money (PM) is in the air. It may be the next stage in the evolution of money. And it could be as disruptive as any financial technology in development today.
Yes, China is close to launching the first central bank digital currency (CBDC) at scale perhaps within the next 12 months but if so it will be eclipsed before the decades end by CBDC 2.0, i.e., digital currency attached to blockchain-enabled smart contracts. At least, thats what many think.
A slow moving tsunami
More demand in the post-Covid world?
The next evolution stage of digitalization
Obstacles remain to programmable money
The evolution of money
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